[Mokeylock]

I'm 23 with a V6 Golf 4Motion so as you can imagine insurance is a killer... my insurance is up for renewal today and the best quotes i got were from these two companies, thought they might helps someone else out... i ended up going with DNA insurance

company 1) DNA Insurance (specilise in moded cars) # 08707-871-215

company 2) Adrian Flux # 08700-777-888

 

[Jeffers]

Do you mind if I ask how much your renewal was?

I'm 24 and the insurance is coming up for renewal on my R32 next month. Been looking around for quotes but haven't tried DNA. Have you used them before?

Jeffers

 

[Mokeylock]

ok, since ur age and mine aren't that different i guess it wont come as a shock to you.. i was quoted by admiral ?4000 (i know).. they increased the premium since last year for some reason (i was with them last year..)

DNA quoted me ?2,726

Adrian flux (i think these guys are brokers, they got me the quote from a company called highway insurance), they quoted me ?2,783

mind u i only got 3 years no claims and 6 points (2 SP30s ( )... and i declared all the mods also

 

[Jeffers]

Holy mother of gawd! That is shocking!

I'm glad to say that I don't pay that much! This year I paid about ?1100 FC, 6 years NCB with 3 points (SP50) and looking at the quotes I've been getting recently, I should be paying around ?850 when renewal comes up next month. That's with Bell Direct by the way.

What mods have you done then? Anything significant that could put the cost up, or is it more of the postcode lottery?

Jeffers

 

[Mokeylock]

its the 3 years ncb, postcode, age and the mods in the sig below pretty much.. try them anyway, it might be worth it...

i'm not sure if shocking is the word..lol

 

[Tom R32]

I paid ?1900 pn my M3 with Admiral when I was 23 - they seem a bit priceuer now Jesus!!!

 

[Chris]

Thing is Tom, an M3 is both quicker and more desirable than any Golf! That's an obscene amount of money..... my postcode is in the very lowest bracket for insurers, im only 23, and also have 3 years no claims but with 3 points. This year my premium will drop below ?1000, which is a welcome relief. I could never ever bring myself to pay more than 1500 for a relatively normal day to day car.

 

[Mokeylock]

i know, i'm a fool for paying so much but my life wont be worth living without it... anyway i have no other choice if i want to keep the car, and i figured i'll pay that amount in the first year and it should drop drastically... it dropped but not drastically.. so i'm suffering the consequences... i dont want to sell the car.. got a long way to go (modifying wise) before i even think about that

 

[marriedblonde]

Crap, I'm 32 and I pay more for my insurance than jeffers does! How unfairs that... That'll be the 9 points then.

J.

 

[S1R SS]

WTF!!

Im just 20, living in a REALLY bad post code in London, 3 years experience, 1 yrs NCB, 0 points. My insurance on a V6 4Mo and a new X-Type 2,5 V6 would both be about ?2000 for 10 months, I thought that was pretty damn good!!

 

[Mokeylock]

which company ?

 

[ADi Nuff Valves]

Just had mine renewed with Bell Direct, 25, London post code, parked on street, 2 yrs NCB, no points (crosses fingers & touches wood) 997.97. Didn't think that was too bad. Should be moving to St Albans soon and the car will be on a driveway so i'm hoping to get some of that back. Bell have always been the cheapest by a long way when i've been looking round. The next nearest when I was getting the 4mo was 1600.

 

[S1R SS]

My quote was with Admiral. Elephant was about the same . . .

 

[simch]

2 grand plus for insurance......??!!! Seriously, how do you guys justify it!!...? Its like ........loads and loads!!!

My three cost me ?750 fully comp, and i begrudge THAT! You'll know why if you have ever tried to make a claim!!!

 

[Dixon]

Mokeylock, try elephant...

I bought my V6 4motion 2 months ago when i was 20, paid ?1780 for insurance. Now that i've turned 21 and have been driving for 4 years, i canceled that insurance for a ?45 fee and restarted the insurance... Now costs just ?1090 for a 10month bonus accelerator!

Oh and i've got no no-claims as this is my first insurance, been on parents till now.

Happy is an understatement!

 

[Mokeylock]

cool, thanx for the advice, i'll call them up tomorrow

 

[Dixon]

try their online quote page at www.elephant.co.uk

Really quick and easy to get a quote, accurate too as you can accept it there or ring them up and say the quote number.

 

[ajfaulk]

Definately go with elephant. I've been with them since 21, NCB, and an accident (!) ?1200 for a full 12 months on my V5.

 

[Mokeylock]

dude, i just tried their on-line quote page and this is the response it gave me at the end of it "We are unable to insure a car with this type of modification(s)"

 

[Gti Fly]

I'm 26 with 2yrs ncb. Paid 1350 for this yr's insurance, via adrian flux.

2003 R32 with a few extra ponies