AMD say that it isn't possible to tell that their re-map has been done and only you and they will ever know, so really it is up to you whether you take a chance on not telling the insurers, or if you play it straight and tell them.
I don't see how the Insurance could fail to pay out a claim if they can only suspect something may have been done, and a power increase of 20/30 bhp isn't exactly going to turn the car into a dragster but at the same time, you really should tell your insurer every time you change anything on the car so it depends on how you want to play it.
May be worth ringing a few people who specialise in modified cars to see how much they would charge if you do have to change from your current insurer after the re-map, before you actually put it to them. I think there are a few suggestions for chip-friendly companies in this Insurance Forum.
Just told my ins co. about my remap and Milltek - £70 odd to end of October. I made it very clear that a remap is not a chip, basically they did not understand so inputted it into their system as an "air filter" .
I just spoke to my insurance co (Norwich Union) and they refused to "authorise" the mod without first having written confirmation and performance information from AMD and threatened to terminate my policy if they "discovered" the remap had been done without their knowledge!
Talk about over the top!! they were talking about having all kinds of stuff in writing from AMD - such as braking performance, BHP, 0-60, exactly what is involved etc.!!
greenlight were about 100 cheaper than my current (hill house hammond) but then i spoke to some mob called liverpool victoria - they don't care if you have points on your license or about any modding etc, all they care about is that you're never been banned from driving ... and they came out £50 cheaper than greenlight ... give them a call ... 0800 607607 (no - i don't work for them !!!)
Just a word of warning, I went with Liverpool Victoria (frizzell) some time ago - They were the cheapest by quite some way when I was under 23, but I realised why when I had to make a claim why they were so cheap.
Basicaly Ive never known customer service like it. In my opinion it full of YTS rejects that couldnt find their backside with both hands.
It took over three months to sort our my claim, and they ended up paying me £300 over the agreed amount because of the haslte and length of time it took to sort out. My car was a 93 reg at the time, but I had my private plate on it (C3 ALL) when I was enquiring about the state of the claim they said it would certainly be written off as the car was over ten years old (it was seven at the time) they just saw "C" and write it off as it was too old.
Now if thats the level of detail and efficiency you can expect I would have no worries about the mods you wanted to do - as they would never notice them anyway!
Mind you we all take insurance in the hope that we will never need to use it - so dont let that put you off. Ther prices are afterall some of the best around.
PS. I'm now with Prudential who are cheaper than Liverpool Victoria for me now. You may want to try them out too. At the end of the day I think they all sort out quotes with the use of a tombola.
It may be worth looking through the back of some car magazines as there are always insurance companies advertising in there. It really is a case of just taking an hour or so to ring everyone you can find because the quotes can be wildly different - it's just a case of finding the one that your details 'fit' !
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