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i am a young driver and i have been told that a PASS PLUS can lower insurance by up tp 50%. can someone briefly explain what this is and how much it costs??
pass plus???
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basically its more advanced driving that on your lessons! ie night driving and motorways! there is no test involved. you do about 5-8 hours of driving and at the end of it, if your ok, u get a certificate! some insurance companies accept it, some dont! I save a good few hundred quid! You have to complete it within you first year of driving, which i did within a few days, phew!
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how much does it cost to take it?
also how % do u save on insurance? i was told by norwich union that i can save up to 50%!! is this true??
also how % do u save on insurance? i was told by norwich union that i can save up to 50%!! is this true??
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i just got a quote of norwich union as me the main driver. without pass plus they said $3841, with pass plus it was $1994. im definetly going to get it if it saves me that much.[
][]
][]You'll probably find though you'll manage to find your insurance cheaper with another company even if the discount they give is less. E.g. at my renewal this year i was quoted £1100 from N.U, elephant wanted £580 for a 10month accelerator or £800 for 12 months.
Quote: posted by youngdriver on 22/02/2004 17:07:10
i just got a quote of norwich union as me the main driver. without pass plus they said $3841, with pass plus it was $1994. im definetly going to get it if it saves me that much.[][]
[:O][:O][:O][:O] You serious!!!!!! no way!!! how old are ya?? what car you trying to insure??? [] i pass my driving test last may!!! so its been around emmmmm 9months or so!!!im 21 years old driving Golf Mk3 TDI!! 90BHP livin in hatfield (University),at the mo im paying £1300 FC with Norwich Union Direct!!! but my insurance finishs on june so after gonna move back home to South East london (ILFORD) been looking around quotes between £1420 to £1800 FC!!![!][!] do i still have a chance to do the pass plus???
i just got a quote of norwich union as me the main driver. without pass plus they said $3841, with pass plus it was $1994. im definetly going to get it if it saves me that much.[
][][:O][:O][:O][:O] You serious!!!!!! no way!!! how old are ya?? what car you trying to insure??? [
] i pass my driving test last may!!! so its been around emmmmm 9months or so!!!im 21 years old driving Golf Mk3 TDI!! 90BHP livin in hatfield (University),at the mo im paying £1300 FC with Norwich Union Direct!!! but my insurance finishs on june so after gonna move back home to South East london (ILFORD) been looking around quotes between £1420 to £1800 FC!!![!][!] do i still have a chance to do the pass plus???
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yes you still can get a pass plus. i think you have to get it within 1 year when you pass your driving test.
I have been told by many companies that it gives you 1 years NCB, but only counts for the first year! So in affect you get 1 years NCB after two years! You still save though! I saved £250 with CIS, and the course cost me £50, cos he made up some lessons, as i had been driving for nearly a year when i did it! I still put it on my policy now, with Admiral (same company as Elephant).
imo its deffo worth the money! I'm now paying £750ish with Admiral, with 2 years NCB and pass plus, license 3 years at 21 in a high risk area! Putting my mum on my poliy, with both Elephant and Admiral saves a fair chunk too!
imo its deffo worth the money! I'm now paying £750ish with Admiral, with 2 years NCB and pass plus, license 3 years at 21 in a high risk area! Putting my mum on my poliy, with both Elephant and Admiral saves a fair chunk too!
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i was told that you get 1 NCB straight after you get the pass plus. so after 1 year you will have 2 NCB.
emm so!!!
i have to renew my insurance at june so if i get my pass plus do i say that i have one years NCB and with pass plus?? or do i just say that i have 2 years NCB which includes pass plus??
does pass plus = 1 years NCB???
there for 1 NCB +1=PASS PLUS =2 NO???[][]
many thanx!!
i have to renew my insurance at june so if i get my pass plus do i say that i have one years NCB and with pass plus?? or do i just say that i have 2 years NCB which includes pass plus??
does pass plus = 1 years NCB???
there for 1 NCB +1=PASS PLUS =2 NO???[
][]many thanx!!
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[]i think you are right. you can phone pass plus directly on 0115 901 2633.[][]
]i think you are right. you can phone pass plus directly on 0115 901 2633.[][]Pass plus does not equal one years NCB. If you go the an insurer and claim 1 yrs NCB when you dont have it, thats fraud. Some insurers may consider Pass Plus as a 1 yr NCB but Ive not come across one - usually 10%. If they do, they just tell them you have pass plus.
My friend did it and he swears by it, very useful thing to do discount or not if you can afford it.
My friend did it and he swears by it, very useful thing to do discount or not if you can afford it.
I also did pass plus and it saved £400 of my first premium with Swinton. It is a good scheme and it also gave me an instant 1 year NCB but when it comes to you second year you will still only have 1 year NCB providing no accident of course you could only claim you pass plus year once and not carry it on. Hope that makes sense.
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thank you, now i understand it.[^][^][^]
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