Having scoured the country for my ideal car, some white van man has just piled into the back of me while stationary in queueing traffic! Only had my car a few weeks. Anyway, been to VW who want nigh on a ?1000 to replace the whole bumper, repair tailgate and fit new towbar(took most of impact). The Indian guy who hit me doesn't want to go through the insurance and is ringing me later(wednesday)after he's checked up with the dealer(to make sure I'm not ripping him off). He's then on about bringing me a cheque/money for the repairs, provided I give a receipt once the work has been done. Should I be wary of the guy as it seems a bit dodgy???? I checked his driving license, address, name, insurance Co, reg No and telephone No and everything looks in order. I'm insured with Adiran Flux. I rang them after the accident to make sure I'd got all the details I need from the guy. Should I ring them back and tell them whats happening or should I accept this guys offer???? Any advice greatly appreciated!