[djhorace]

Three questions;

1) I am 29 and will soon have a 2005 R1 Yamaha. Any recommendations as to who would be cheapest to insure it? I have 2 years NCB and the bike will be kept in a garage and have a clean licence and one no fault claim on my bike.

2) Should a no fault claim make a difference to my bike quote?

3) Should a no fault claim make a difference to my car quote?

Cheers!

Allen

 

[Royster]

When I had my 2002 R1 the best quote I could get was circa ?2000 I am 30 full no claims on a bike and riding for 6 years.

I then got my insurance through NFU, that's right National Farmers Union! and my quote went down to ?600 full comp without alarm, no obligation to keep in garage and I could carry a pillion!

Worked for me!

 

[djhorace]

Can anyone get insurance from NFU? And do they allow race cans?

 

[Royster]

I did! and as long as you declare mods they will be covered. The only thing I had to do was become an NFU countryside member so I could pay by direct debit. Subscription was about ?35/year but you do get a nice glossy mag every month.

I now have 3 out of my 4 cars with them. Which they are only just competitive given the fact I have declared my R32 mods and I can park it anywhere at night and I'm not limited to miles a year!

 

[EddyH]

I always found CIA to be cheapest for bike inurance but have to admit to never have hearing of NFU.

In answer to 2&3 it might but you've got to tell them anyway.

 

[stokeballoon]

Carol Nash were the cheapest by far, 3 years no claims, licence for 10 years, 35 yo, and the premium was ?179 on an R1, ok it was only 3rd party match and snatch, but the bike was only worth 4K, so i took the gamble.

I seem to remember that they were very cheap for Fully comp too.

 

[djhorace]

My mates are with NFU, but they are farmers. Might be worth a few phone calls and a ?35 membership.

The best quote I got in November was ?750 fully comp. Am hoping for a repeat of that come March if not something cheaper.

It would be ace to get it for around ?700 to include race cans pillions and no mileage limit.

 

[djhorace]

Quote: posted by stokeballoon Posted - 29 Dec 2004 : 14:05:21

3rd party match and snatch

Lol!

What company is CIA? Not heard of them.

 

[simfin]

Carol Nash for me also...

What insurance group are they quoting the R1 at? I was thinking of swapping for one of these soon.

 

[djhorace]

17 i think.

 

[Mister_E]

Quote: posted by djhorace on 29/12/2004 11:32:18

Three questions;

1) I am 29 and will soon have a 2005 R1 Yamaha. Any recommendations as to who would be cheapest to insure it? I have 2 years NCB and the bike will be kept in a garage and have a clean licence and one no fault claim on my bike.

2) Should a no fault claim make a difference to my bike quote?

3) Should a no fault claim make a difference to my car quote?

Cheers!

Allen

Speak to the Yamaha dealer, they do really special offers on first year insurance! I couldn't take advantage of that on my R6 so I went with www.insurance2000.co.uk - under a grand suited me just fine!

I declared an oxford monster disc lock and this reduced the insurance by 120quid - the lock cost me 40quid...jobs a good 'un!

 

[TSM]

All insurance companies ask for accidents even ones that were in a car.

Try www.insurance2000.co.uk

I am planning to get a SV650S just because its becoming a real difficulty to get my own car.

For the insurance expecialy in london, i was being quoted about 450-500 TP only and over 1500 TPFT, no point trying FC.

When i went to Insurance 2000, their quote was ?800 TPFT in south london, no security needed (it would not make any diffrence unless garraged) and also any road legal mods.

 

[gixer_1000]

give motorcycle direct a try, number is 0870 7558250 i think. I'm 28 and only pay ?390 for a 2004 gsxr1000

 

[djhorace]

Is that fully comp Gixer? How many NCB do you have?

 

[gixer_1000]

only tpft im afraid but i've only got 2 years ncb (+ a few speeding convictions!)

 

[djhorace]

Blimey, you are brave mate! TPFT on that bike?! Mine will be fully comp + legal as you never know!

 

[mysticmak]

I use www.insurance2000.co.uk too for my 2001 Fazer 1000, this years renewal, with 5 yrs NCB is ?390.00, thats in Portsmouth PO2 postcode, well cheap, no one else has ever been able to come close, thats fully comp too!!

 

[djhorace]

I will be phoning around in a months time!

 

[Mister_E]

have you tried the dealer's insurance yet? The deals they were giving were really good, to encourage people to buy their bikes!

 

[djhorace]

Yep. They are really expensive though. Will try again nearer the time however!