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[?]seems to be a little confusing, i spoke to Liverpool Victoria today and yesterday and both operators told me any 10 mods are allowed even chipping so long as you don't increase CC, even stated no need to inform just keep receipts and photos in case of a claim. I am switching to them next week as Sainsburys refused to cover a miltek cat back.
 

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[^]Thanks all for your comments, have now taken policy with L&V they re-confirmed any modifications allowed even chipping which i declared at no extra cost so long as no increase in CC, keep receipts and Photos in the event of a claim. Premium was a little more expensive but worth it for peace of mind. So miltek goes on this Saturday..
 
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