OK, here's an update.
Firstly, Gary, they couldn't care less about points. Odd I know but so long as you're not banned that's OK with them. Very strange insurance company. I can't figure them out. They're not even bothered about the three points I've picked up since last time we spoke.
Anyway, I phoned them because the insurance on my wife's Polo is due and Tesco's renewal seemed a little steep. To cut a long story short they were cheap (no mods, me policyholder, she's the main driver, nothing out of the ordinary apart from the six points she's picked up in a year [:O]) so I went ahead with it. It seems they're very competitive with 'standard' insurance too. Cue the next rush to LV. Drivers with standard cars but nine points [
]
I then brought up the subject of modifications re: my car. It appears that, as previously reported, for
new customers they will not insure vehicles with mods other than stuff like wheels and sunroofs. Existing customers with modified vehicles will continue to be offered insurance by Liverpool Victoria. It appears that so long as everything has been previously declared they have no problem with offering cover. I also got the impression that LV customers who had existing mods when they first took out the policy are in a slightly better position.
I hope this helps. I also hope that they don't change their minds again before my renewal [
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