Churchill are pretty good, especially online, althought they dont like mods that much
I'd really like an R32, funds permitting and have been quoted ?840 FC by Churchill. ?760 for a 4Mo which is the more realistic option all round!
I'm 21 with 3 years NCB, clean liscense.
I thought this was pretty good?
I'm currently paying ?420FC on a 150bhp 1.8 Focus (lowered and chipped)
I'd agree with Mikedav, insurance these days seems to be down to 'desirabilty' as much, if not more so in some cases, as performance. The R certainly doesnt have the reputation of some of the more common fast 'stuff' although i heard they were being targeted for their wheels at one point? A friend of a friend's dad had his wheels nicked in Surrey.
Regarding Elephant 10month NCB policies, I've not had any problems. You only have to tell the insurer who immediately follows the Elephant policy in the second year. When you reach the third year, your proof of no claims will just show 2 years, no mention of the accelerated policy in year one. Hope that makes some kind of sense?