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10,606 Posts
Car insurance is due for renewal in 2 weeks time..
Called Elephant to 'discuss' my renewal premium which incedently was £1835..
After a few amendments to my policy, the best price they could do was £1639.
Cool I thought managed to save abit, but not enough..
I queried about HiFi/ICE cover, and he told me I was covered upto £750 or 15% of my insurance premium (approx £240!!!)..
Ok, I said but my car comes with SATNAV - ie £2100's worth!
He was like - Oh, well that's not STANDARD MANUFACTURERS SPEC, so it's classed as a MOD!!!!!!!!!
In any case, you need to have told us, as this would have increased your premium last yr...
WTF??
Ok, so if I did tell you, and paid the extra, and it got NICKED, what would you replace it with (seeing as it cost £2100)??
Well sir, you'd get the STANDARD VW radio back, and NOT the SATNAV..
Hang on - how can u not pay out/replace something if you're willing to CHARGE ME EXTRA to declare it in the first place???????
He then said well it's more desirable bla bla bla..
I said that's not the question I asked you..
I carried on... so is my SUNROOF, LEATHER SEATS, CRUISE CONTROL, and even METALLIC PAINT considered a MOD to you??????
So going by Elephant insurance Logic (?!) if my car where to have a smashed Sunroof, it wouldn't be covered, as I didn't declare it as a mod? nor would they replace it, cause it's not standard equipment..
So what about my metallic paint?? if someone where to Key my car, you're telling me they couldn't allow a respray in metallic cuase it's a MOD???????
The guy was pretty useless at defending/upholding elephants reasoning..
So on that note I don't think Elephant will be getting my money this yr..
IMMORAL BUNCH OF XYZ's....... [}
][}][}]
Called Elephant to 'discuss' my renewal premium which incedently was £1835..
After a few amendments to my policy, the best price they could do was £1639.
Cool I thought managed to save abit, but not enough..
I queried about HiFi/ICE cover, and he told me I was covered upto £750 or 15% of my insurance premium (approx £240!!!)..
Ok, I said but my car comes with SATNAV - ie £2100's worth!
He was like - Oh, well that's not STANDARD MANUFACTURERS SPEC, so it's classed as a MOD!!!!!!!!!
In any case, you need to have told us, as this would have increased your premium last yr...
WTF??
Ok, so if I did tell you, and paid the extra, and it got NICKED, what would you replace it with (seeing as it cost £2100)??
Well sir, you'd get the STANDARD VW radio back, and NOT the SATNAV..
Hang on - how can u not pay out/replace something if you're willing to CHARGE ME EXTRA to declare it in the first place???????
He then said well it's more desirable bla bla bla..
I said that's not the question I asked you..
I carried on... so is my SUNROOF, LEATHER SEATS, CRUISE CONTROL, and even METALLIC PAINT considered a MOD to you??????
So going by Elephant insurance Logic (?!) if my car where to have a smashed Sunroof, it wouldn't be covered, as I didn't declare it as a mod? nor would they replace it, cause it's not standard equipment..
So what about my metallic paint?? if someone where to Key my car, you're telling me they couldn't allow a respray in metallic cuase it's a MOD???????
The guy was pretty useless at defending/upholding elephants reasoning..
So on that note I don't think Elephant will be getting my money this yr..
IMMORAL BUNCH OF XYZ's....... [}
][}][}]
