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Discussion Starter · #1 ·
I have just canceled elephant insurence. They were charging me £1300 and charge so much for mods that they wont even replace.

i have just rung up Green light insurence and guess who answered the phone, Neil20v from the forum. Got a 200 pound discount from neil for being on the forum.Thanks mate. Plus mods dont cost anything and are replaced if the car is stolen.

it will cost 80-100 pounds if i get it chipped. plus it is a lower excess and you can spread payments with no interest.

so its down to 1097 pounds.not bad IMO. what do you think?
 

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Nice one!

Ill have to give them a bell to see what they quote me now........ Neil doesnt visit the forum nowadays does he?
 

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Discussion Starter · #5 ·
let us know how you get on. the number is 01277 263030 if your over 21.i think thats a normal number and not premium rate.plus it is £65 extra to be covered for track days.
 

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quote:

Originally posted by ianhg

plus it is £65 extra to be covered for track days.
Is that per annum or per event?

If its per annum then thats not a bad deal at all considering the very high risk. Is the cover comprehensive or third party only?
 

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Discussion Starter · #7 ·
i am fully comp by them.neil just said it was £65 so i am not sure gary about that.i will ring up and ask.even if it was £65 each track day thats still good if you crash your car like a bloke did with his R32!!!!!
 

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Ian: Thanks for your kind words or recomendation, the track days are only available through a couple of the underwriters we deal with so acceptance criteria may vary from client to client. (you are with one of the insurers that offer it)

The normal charge is £65 per event (castle coombe is currently excluded due to our bad cliams experience with this track, the underwriters sometimes cover it at additional costs)

The policy excess is doubled for the whole day. If anyone wants to know the exact ins and outs of the cover give me a shout.

Chris: Yeah mate....i know i've not been around for a while but due to some bad experiences with the car and a main stealership messing me around big time i got a bit dishartened with whole enthusiast scene and thought about (don't roast me) getting rid of the beast. I still used to come on and view the galleries and the latest posts but had sort of lost interest.

I recently had a new exhaust fitted (pics and vids to follow)to the car and some other tweaks and it has renewed my enthusiasm. The car has been utterley reliable recently and seems to be getting quicker by the day which has also helped me get the bug again.

I apologise for being away so long but i'm back now and just try and get rid of me :)

If anyone on the forum would like to get a quote please call me on 01277 263030. Just ask for neil and say your from the MK4 Golf forum. I will try and sort you out the best price I can.

Alternativley you could e-mail your details and i'll try and reply with a quote ASAP. my work e-mail is [email protected]

Because we specialise in performance and modified vehicles our minimum premium is £500 and i can only quote drivers over 21.

Cheers

Neil

(Just realised i had missed the 0 off the end of the phone number apologies.....18/11/03)
 

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whats your positions on points?? that 5 year thing or only bad ones/bans like drink driving etc

mainly because i have non active points that still come into play as i had them within 5 years.
 

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LiQuOrIcE: When it comes to points it really depends on which underwriter are providing the quote. Most of the companies we use ask minor convictions (ie Sp30)up to 3 years and major (In10, CD10 etc..) up to 5 years. To be honest it really depends on what points you have and the dates its a hard one to answer as being a broker we deal with a number of different underwriters whose criteria varies.

DDX: Sorry mate we cannot put a younger driver under the parents name, the only way we could do it would be to insure the car in the younger drivers name (we could allow a concession if they have been driving under parents name claim free for over 12 months). But obviously this quote would come out more in comparison with the price in the older drivers name.

Cheers

Neil
 

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I just took out my new insurance with them, didn't get chance to speak to Neil this time but he set the quote up for me last month. Very helpful.

Cheers

Rich

ps

Neil in your post you have the 0 missed off the end of your number.

R
 

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Neil, cheers for the reply, i had a ts10, sp30 & sp50, all 4 years old now and sending license off to get them removed soon!

Not long renewd my insurance, but was curious about the points thing.
 

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Discussion Starter · #15 ·
hey neil

thanks for the paper work and stuff.it arrived this morning, will fill it out tonight and post it off, then say good bye to elephant.
 

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Discussion Starter · #18 ·
hey neil

on the forms you sent me, if i tick a voluntary excess, will my policy be any cheaper?
 

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Ian,

No mate, the price given by the insurance company is flat rated specialist scheme meaning they apply the premium and terms they want at the quote stage.

The forms they use are the generic ones for the standard screen rate policies (for standard cars) so some of the questions are pulled through that don't actually effect flat rated quotes such as are you a home owner or a smoker. These questions would not effect the flat rating of a specialist quote but might effect a screen rate price for "Jim down the road on his 1.4 escort".

If you saw some of the screen prices that come up on the younger drivers before we use our specialist schemes you would probably keel over :)

The two major factors that effect the price of insurance (excluding the obvious age and type of car) is No claims Bonus and postcode.

Hope this helps

Cheers

Neil
 

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Discussion Starter · #20 ·
cheers neil

i have posted off the forms. thanks once again. i have just had the cruise control fitted today but i didnt put that on the form.
 
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