Ive declared all the major modifications, ie- Wheels, lowered suspension, etc. To be honest the rest of my mods are all vw related, so there is no point in telling them that, as the car could well have came with all the extras (ie - votex rear spolier). They rip us off enough as it is!
Told them absolutely everything, including spoiler that maybe a VW part but it wasn't on the car when I bought it, so not taken any chances. Anything an insurance company can find that you didn't tell them, your insurance is null and void what they want, as they don't have to pay out.
Always best to declare stuff I reacon. At least I know if I had an accident that I'm covered fair and square, no questions asked. Besides, companies like Greenlight can insure a modified car for very little more than you'd pay a mainstream company for un-modded.
Another thing to bare in mind.. if the car gets nicked, your mods get nicked. (which can be expensive if we're talking alloys, bodywork etc) So if you hadn't delared them, you'll get nowt back for em!
me too theres a lot of hard work and money lost if some tit pulls out on you you will have to fight a long and hard to get any money back even if it was not your fault and may get done for no insurance Quote: posted by GaryM on 25/10/2004 19:23:31
Yes everything, I wouldnt mod my car if I thought I would be driving with a void insurance policy.
Friend of mine had a crash last week with only tinted windows and alloys not declared. Her insurance company have bye-bye and now the police are talking court for driving with no insurance. People must be mad to not beclare mods, if you shop around you can get pretty good deals nowadays
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