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Discussion Starter · #1 ·
Found a 1.8T 150bhp i really like. Is a Y reg registered in March 2001 and has 56000 on the clock, with full service history. Is silver with black and blue recaro's and looks in mint condition. Price it's up for is ?9,450. I would be paying cash so what price do people think I should go for? Do you think this is good deal?

As for insurance (the worst bit). I'm only 19 and have no ncb, as have always drove my mum or dads car. Elephant will insure me at ?2200 with me as policy holder and my dad as named driver. Reckon I could get it any cheaper? Is a silly amount to insure but i want a nice car and dad wants me to get something I really want as will be keeping it till end of uni in 3 years. Mainly getting it for my year out in industry next July. Know insurance will go down aswell.

Cheers
 

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Price seems okay and that insurance quote ain't too bad for your age!

Are you sure it has Recaro's though? They were replaced by sports seats around that time. Never seen a silver Golf with blue interior either
 

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Discussion Starter · #4 ·
Yeah definatly Recaros. They look pretty good i reckon with the silver. Middle of them is blue, and black outsides (front and back).

Yeah i reckon insurance is good, some companys said i'd have to be 25 (norwich Union). Yet they let me be named driver on my dads A3 2.0TDI Sport. Insurance is strange.
 

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Insurance is what I would expect for age and no NCB, but if its going to be mod free try Egg, Directline and Tesco - they always give me my cheapest quotes (without an NCB, Egg still quoted me ?1400 - and I was 21 when I got the car last year). Also try www.insuresupermarket.co.uk for ballpark figures, its very handy.

Before you leap on it, ?2,200 is ?185 a month for insurance man, thats a lot - thats approaching what I pay for the car! Think seriously about it and make sure its what you really want, and maybe see if you could get cover on a 1.8T 180BHP for the same money - the GTI boys will know more than me on that though.
 

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Discussion Starter · #6 ·
Going to be keeping it mod free. I think i will try Egg and Tesco. Directline wouldn't even insure me as named driver on my dads old TDI 115bhp a year or so ago. Said something about 21 or over for car higher than group ten insurance. Insurance was going to be about ?1600 on the A3 1.6 i was thinking of getting.
 

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Discussion Starter · #10 ·
Just got a new insurance quote with 80 quid off, with Admiral. I'm not going to find it any cheaper than ?2100. Should go down quite a bit for the next year I suspect.
 

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Hmmm ... I always though things got cheaper but at 19 I cant see it dropping much in a year... I'm 34 and my insurance still goes up! but at 600 quid full comp I dont mind! :eek:) Mod free!! lol! like that will last! AmD one click coming on the 18T! you can just suck the map out come service time! or Jabba varible boost controller... just unplug it! back to standard!
 

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Discussion Starter · #12 ·
Decided I didnt't like it after looking again anyway. Far too many scratches, and to me looked like had new boot and wasn't correct fit, as I could see inside, the gap was that big. Had a proper look tonight with my dad, as yesterday I just strolled past it.

So have to look again
 

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personally i think paying ?2000 to insure a car when at uni is ridiculas, what about servicing, new tyres, etc, ?185 for insurance, ?200 a year for a service, ?80 a tyre not the cheapest car for student to run. however the birds will love it, an if ya dad helps u out with the looking after it av it!!!!
 

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Discussion Starter · #16 ·
I bought a different gti last week. Posted about it in the mk4 forum and pics in members rides. I haven't really got to worry about the finacial side, without sounding big headed. I was just after the car that I and my dad really wanted me to have.
 

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I haven't really got to worry about the finacial side, without sounding big headed

Firstly, you do sound big headed

Secondly, you sound like you need an education about the value of money as Daddy won't be supporting you for ever
 

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if it was me id go get a mk2 golf for a couple of grand and forget about wasting your (or whoevers) money on a 10k car. having no ncb will cripply you in future if you have a dink and have to claim, which is very likely since it sounds like you havent been driving long. If you trash a 10k car in your first year that will hang over your head for at least 5 years and you'll find it very very hard to get insurance under 2 possibly 3k.

spending the amount of money you're talking about doing is just mad, regardless of how fancially sound you may be.

Not trying to tell you what to do from on high but its good advice so at least take it on board.
 

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Discussion Starter · #20 ·
Have bought a GTI now and I love it. Have been driving not far off of two years and not had a single scratch. I will look after this car like anything. The way I see it is whats the point in buying a lesser car just for the sake of having it a couple of years. Its just wasting money. This car I will have for my year in industry after my second year when i will need a car, and till I finish Uni. It should be still worth a fair few quid then. I have always driven my dads golf TDI and now A3 TDI most days, as well as a TT and for a few hours (hehe) a S4 so I know sort of what I can and can't do and what the cars are capable of.

I realise its a nice car for a person of my age but we do only live once and we might as well enjoy ourselves.
 
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