[golf-ball]

all you 1.4 drivers.

how old are you

what level of cover

what crash/speeding history, etc

and what premium do you pay???

thanks

 

[thechief]

I'm 19, 1yrs NCB, no crashes/convictions, insured in my own name with 3 additional drivers over 25. ?695 fully comp 10 month policy with bodykit,wheels and suspension declared. Thats with elephant.

 

[Rye]

used to be a 1.4 driver

22 years old, full comp, never crashed but no NCB, 0 points...

I was paying just less than ?900 per year

 

[golf-ball]

any guesses on me then??

19

4 crashes (2 my fault, 2 not)

in my name, but will put my mum on the policy to bring it down.

will go TPFT if i can..

any guesses on what i might pay?

 

[MikeP]

?1500

You can only go TPFT if your car is worth under ?5000, so bear that in mind just in case...

 

[golf-ball]

i plan to pick up a 1.4 mk4 for under 5k if i can, that will allow me to save on insurance with TPFT.

i will be 20 by the time i get the golf, with no NCB..........

 

[MikeP]

how long you been driving?

I'm guessing between ?1000-2000 with 4 accidents... but I would shop around a lot more, just in case!

 

[golf-ball]

will have been driving 2 years when (if) i get the golf.

at present, i pay ?1,800 TPFT for 10 months on a 1.0 12v corsa (elephant.co.uk)

 

[GaryM]

You could be looking at a little more then, Manchester postcodes dont seem to attract cheap insurances!

 

[golf-ball]

any guesses?

i ran a quote on elephant, using the same info as my corsa quote (with the addition of my new crash)

it quoted me ?2035 TPFT for 10 months, or ?2235 for a year.

thats in my name, but with mum on the policy too.

is that about right?

 

[MikeP]

HOLY SUGAR! How much!!!

I would get a push bike mate, really... wait til your 5 years are up so you don't have to declare your accidents...!

 

[GaryM]

Yep, Thats sheer madness for a 1.4 on TPFT.

Maybe a 50cc scooter should be a consideration.

 

[golf-ball]

no. i love driving, love golfs, want one, and dont mind paying it!!.....

 

[S1R SS]

My renewal should be through in the post in the next few weeks, I'm expecting;

Age: 20

Driving: 2y10m

NCB: 1yrs

Car: 2000 1.4S

Cover: Fully Comp

Living in SE London

Price: ?650 (10 Months)

I'm pretty happy with this, I was having a look around and for a 1.8T or a 150 PD GTI it would be around ?1450, which again is not bad, but I wanna keep mine for a few years before I get into the whole 'fast' cars scenario.

As it is now, the car costs me virtually nothing, its all paid for and running costs are VERY low. I have no idea what you work as, or how much money you earn, but I'd definately never work just to pay for my car.

 

[thechief]

Er mate a 1.4 golf is NOT worth paying 2k 3pft insurance on!!! Really mate, i grudgingly paid ?1350 for my 1st years fully comp insurance for my car. I won't buy a GTi T unless it costs me under 1k to insure either!

 

[golf-ball]

not getting one is not an option, lol.

i dont mind paying the high premium, as it may seem high to you, but where i live, and most of the drivers i know my age - a 1 - 2k insurance premium isnt out of the norm.

and if im paying 1.8k for a 1.0 corsa, then thats a large amount, so i wont mind shedding 200-300 more to get me into a golf, as opposed to my shopping trolley.

 

[TSM]

I have been quoted:

Golf 1.6SE 16v

?7500

Parked On Street in SE15 (Peckham)

22yrs / 0 NCB

Mum & Dad added to insurance.

No Mods

Fully Comp @ ?1190 10m / ?1391 12m (?250 excess)

 

[GrahamOliver]

?1280 fully comp - 19, 1 crash (my fault), 4 points on license for careless driving

 

[daflyingfinn]

me iz 20 with three year no claim and no points. i am payin ?850 TFT which i think is a rip off after seeing what others got. p***** off.

I am with ENDSLIEGH. won't b from next year tho!

 

[james33]

I'm 17, got a Black 3dr Golf 1.4S 16V.

I get it insured under my mum's name with any driver (any age, and history) allowed to drive it, fully comp. The price is ?1000 with a ?250 excess.

I know I can't build up my own no claims this way but it seems stupid paying ?1700-2500 to have it in my own name.

James